When your customers receive an invoice from Peasy, they can choose how to pay online. Peasy also lets your team record offline payments and pay vendor bills by ACH.

How to Get There

Click Configure (gear icon) in the sidebar, then select Payment Settings. To see the customer-facing payment options, send an invoice from Sell > Invoices.

Bank Transfer (ACH)

What it is: A direct transfer from your customer's bank account to yours
How it works: The customer enters their bank details (routing and account number) or connects their bank
Processing time: Usually 2-3 business days
Fees: Your business pays the ACH processing fee; the customer sees the invoice amount they are paying

Verifying a Bank Account

A new bank account has to be verified before it can be used. Open the payment method and click Verify Bank Account. You can verify two ways — switch between them with the Deposit Amounts and Verification Code buttons at the top of the form.

Deposit Amounts — Look for two small deposits in your bank account. They may appear as "MOOV" or "Verification". Enter both amounts and click Submit.

Verification Code — Enter the 4-digit code from your bank statement. It may appear as MV followed by four digits, such as MV1234. You can type it either way.

If the details don't match, Peasy shows what went wrong and offers to switch you to the other method.

When new deposits are sent

If you use up the verification attempts for a cycle, Peasy automatically starts a new one and tells you: "New micro-deposits are being sent to your bank account. Please allow 1-2 business days, then try again." This is a status message, not an error — the form stays open so you can read it, and your existing payment method stays selected until the new account is confirmed.

If an account runs out of attempts entirely, remove it and add the bank account again to start fresh.

Credit or Debit Card

What it is: Standard card payment (Visa, Mastercard, etc.)
How it works: The customer enters their card details on the payment page
Processing time: Usually processed within 1 business day
Fees: Your business pays the card processing fee; the customer sees the invoice amount they are paying

Vendor Bill Payments

When you pay a vendor bill from Peasy, the online payment rail is ACH. Open the bill, choose Pay Bill, then choose Pay with Peasy under Payment action. If the vendor has no bank destination yet, you can enter their bank details or email them a secure vendor portal link so they can add the bank themselves.

Before you send a vendor bill payment, Peasy shows:

The payment amount going to the vendor
The Peasy service fee
The total amount debited from your payment method

The vendor receives the bill payment amount. The Peasy service fee is paid by your business and retained by Peasy for facilitating the payment. The fee is shown to your business before you send the payment, but it is not shown to the vendor as a deduction or extra line on their payment.

Offline Payment Methods

Choose Record an external payment for money that moved outside Peasy Payments, then select the actual method: check, cash, wire, card, or ACH. Recording the payment updates the invoice or bill balance, but it does not move money through Peasy Payments.

What Customers See

When a customer clicks the payment link in their invoice email:

They see the invoice details (items, amounts, total)
They choose their payment method (bank transfer or card)
They enter their payment information
They confirm the payment

The whole process takes just a couple of minutes.

Good to Know

Available payment methods depend on your account setup, verification status, and whether you're collecting an invoice payment or paying a vendor bill.
All payment information is handled securely — Peasy never stores your customers' card numbers or bank details directly.
Customers can save their payment method for future invoices, making repeat payments even faster.

Payments Overview — How the payment flow works
Setting Up Payments — Getting payment processing ready
How Customers Pay — The customer's payment experience