GlossaryUpdated March 25, 2026 · Reviewed by Peasy Team

ACH

ACH (Automated Clearing House) is an electronic bank-to-bank payment method. In Peasy, ACH is the primary method for both receiving customer payments and sending vendor payments through the built-in payment system.

How It Works in Peasy

  • ACH payments are processed through Peasy's payment provider (Moov)
  • Customers can pay invoices via ACH by entering their bank details on the payment page
  • You can send vendor bill payments via ACH from a connected bank account
  • ACH transfers typically take 1-3 business days to settle
  • ACH has lower fees than card payments, making it ideal for B2B transactions

Why It Matters

ACH is the most cost-effective way to move money between businesses. For wholesale and B2B businesses where transaction amounts are large, ACH processing fees are significantly lower than card processing fees, which lowers your business's cost on each payment.

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